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Life Insurance Plans

Life insurance is an irreplaceable part of a sound financial plan. It helps in securing your family's financial future in case of an unfortunate event like your untimely death. It also provides you with a financial backup in case of an accident or any other event which may cause temporary or permanent disability and therefore loss of income.

Life insurance also helps as an investment tool. It builds your wealth in a planned manner to meet your financial goals and future expenses such as buying a new house, marriage, child's education or retirement. Generali Central India Life Insurance Company Limited offers a variety of simple-to-understand life insurance plans. These plans will help meet your various life needs such as protection, savings, investments, child's education, health etc.

Tools & Calculators

  • Be Retirement ReadyTM

    Are you prepared for your post-retirement life?

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  • Be Future ReadyTM

    Are you Prepared to meet the future with confidence?

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  • Be Education ReadyTM

    Are you prepared to secure your child's future?

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Customer Testimonials

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Download the FG Life - Customer App

  • 1Simple Registration Process
  • 2Easy And Secure Login
  • 3Access policy Details 24/7
  • 4Pay Premiums Quickly
  • 5Stay Connected Digitally
  • 6Track Fund Performance & Policy Status

Why Choose Us

  • 1369

    Self & Partner Branches

  • Tech Talk Icon

    Total Number of Active Lives Covered:

    FY2021-22: 12,36,892

    FY2022-23: 11,72,733

    FY2023-24: 10,42,598

    FY2024-25: 897,635

  • ₹87.84 Billion

    Worth of Asset Under Management

  • Individual claims settlement ratio for

    FY2021-22: 96.15%

    FY2022-23: 95.04%

    FY2023-24: 96.08%

    FY2024-25: 98.08%


  • Group claims settlement Ratio for

    FY2021-22: 95.63%

    FY2022-23: 96.00%

    FY2023-24: 99.18%

    FY2024-25: 99.78%

Data as on 31st March 2025

Frequently Asked Questions

Life insurance is a financial safety net that protects your loved ones in case something happens to you. It provides a lump sum or regular payouts in the event of death or after a set period, depending on the type of policy. Along with protection, Generali Central India Life Insurance plans also help you save or invest for major life goals like your child’s education, buying a home, or retirement. It ensures long-term security, peace of mind, and helps you build a financially stable future.

Choosing the right life insurance plans depends on your needs. If you want pure protection, a term plan is ideal. For savings and life cover, consider savings or endowment plans. A life insurance company like Generali Central India Life Insurance offers expert guidance to help you pick from various types of life insurance policies and plans that match your financial goals and provide long-term security. Also, you can enjoy the benefits of life insurance such as guaranteed returns, tax savings, and complete peace of mind.

A good rule is to have coverage 10-15 times your annual income. Consider your family's living expenses, loans, and future financial goals like education or homeownership. A life insurance provider like Generali Central India Life Insurance, can help assess your needs and recommend the right coverage, supported by life insurance riders to ensure complete protection. When comparing plans, it’s not just about the coverage—it’s also about finding the features and benefits that fit your lifestyle and future needs .

You can start your life insurance journey online with Generali Central India Life Insurance by exploring available plans, understanding benefits, and requesting a callback. While policies aren’t purchased online directly, you can compare options, calculate premiums, and get expert help to make an informed decision, all from the comfort of your home.

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